Towing service rider on your Boat Insurance

(3 posts) (3 voices)

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Archangel
Member

Investigating towing just so I don't lose my boat altogether if something gives up the ghost or God forbid I pitchpole... I discovered my boat insurance (Geico) will add fully covered towing with Towboat US (or $3k reimbursmet in non-covered area) for $36/yr., a whole lot better than a seperate Towboat US membership with the same coverage at $175.

Hope somebody finds this helpful!

Posted 11 months ago #
bosab
Member

I thought I had coverage with progressive for towing. but found out if you don't have a motor they don't have coverage. Even for a sail boat. Unless it has a motor. They refunded. They do have liability and comprehensive coverage but not towing.

Posted 11 months ago #
Runner
Member

I have towing and trailering coverage with Towboat US. I am not sure if this is still the case, but it used to be if you had it thru your insurance company any claim counted the same as a damage claim when they calculated your insurance rates. In other words a towing claim could cause your whole insurance policy to increase in cost.

Posted 11 months ago #

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